Understanding credit cards and personal loans

Mins
Whether it be for the weekly grocery shop to updating the car, credit cards and personal loans have long been the go-to products in the short to medium term financing space. And in recent times, significant increases in the cost of living and inflation have seen the demand for short to medium term credit rise as consumers turn to credit as a means of bridging their financial commitments. This module looks at how credit cards and personal loans work including:
  • The benefits and drawbacks of each
  • The application process
  • Information on and how to access your credit score
  • How to manage a credit card debt
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